Chad’s passion for helping people makes him a great advocate and trustworthy advisor. He’s a firm believer in finding the “win-win” in every situation. His approach is all about ensuring clients are educated, protected with stellar coverage, and never overpay for what they need. His golden rule: “Advise others the way I’d want to be advised in the same situation.”

But it’s not just about policies and premiums for Chad. The connections he’s built and nurtured over the years with individuals, business leaders, and peers are the real prize.

Originally from Mason City, Iowa, Chad earned his bachelor’s degree in communications from the University of Minnesota and has called Minneapolis home for more than 20 years. He and his wife are the proud parents of two awesome kids.

Industry experience and awards:

• LeClair Award 2018
• National Association of Benefits and Insurance Professionals
• Board member since 2018
• Past President 2021-2022
• Chair, Minnesota Medicare Summit since 2021

The professionals at Cal Financial serve individuals, families, and businesses across Minnesota, offering a wide range of insurance and benefit solutions. While they are licensed in multiple states, they prioritize supporting clients with Medicare and health coverage in the Saint Paul metro area.

In addition to their Minnesota roots, Cal Financial provides knowledgeable guidance on insurance options in Arizona, Florida, Iowa, Nebraska, North Dakota, South Dakota, Texas, Illinois, and Wisconsin, helping clients navigate coverage and benefits with confidence—whether they're planning for retirement, protecting their family, or securing their business.